Method for evaluating credit of debt main body

The invention discloses a debt subject credit evaluation method. The method comprises the following steps: S1, sample selection; s2, index analysis and screening; s3, determining a scoring interval; s4, calculating a weight; s5, verifying a result; s6, performing level division; relates to the techn...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: CHEN ZEFENG, YIN LIUZHI, HE CHENGMI, ZHEN LEI, FU CHENG, LU PENG, WU JIE, TU TING, LU JIAWANG
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses a debt subject credit evaluation method. The method comprises the following steps: S1, sample selection; s2, index analysis and screening; s3, determining a scoring interval; s4, calculating a weight; s5, verifying a result; s6, performing level division; relates to the technical field of debt subject evaluation, and solves the technical problems that in the prior art, the research standardization is poor, the evaluation result recognition degree is low, the risk analysis accuracy is low, and external evaluation does not meet own mechanism preference. The basic evaluation difference of different researchers on the subject is made up in this way, all parties are involved in the formulating and reviewing process, the fairness of the model result is ensured, the basic judgment accuracy of the researchers on the subject can be achieved through the back-testing scheme, and the accuracy of the researchers on the subject is improved. Meanwhile, manual identification of researchers is allowed