Risk determination method and device, electronic equipment and storage medium

The invention provides a risk determination method and device, electronic equipment and a storage medium, and relates to the technical field of big data and computers. The method comprises the steps of obtaining asset parameters of multiple underlying assets of an asset securitization product under a target risk level; based on the asset parameters, multiple Monte Carlo simulations are carried out, and the default time and the default amount of at least one asset are obtained in each Monte Carlo simulation; determining default ratio distribution and default time distribution of multiple underlying assets under the target risk level based on default time and default amount of each asset obtained in multiple Monte Carlo simulations; and determining risk grading information of the asset securitization product based on the default ratio distribution and the default time distribution. Therefore, the risk level of the asset securitization product is determined in a scientific and objective mode, so that the credit