Identity verification method and system, terminal and storage medium

The invention relates to the technical field of information recognition, in particular to an identity verification method and system, a terminal and a storage medium, and the method comprises the steps: obtaining an identity verification request of a target user, obtaining user information of the target user based on the identity verification request, and recognizing the user information, judging whether an identity certificate corresponding to the target user exists or not, and if the identity certificate corresponding to the target user exists, passing the identity verification request based on the identity certificate; if the identity certificate matched with the target user does not exist, judging whether the target user is an associated user or not based on the user information, if the target user is the associated user, obtaining the association degree with the associated user, judging whether the association degree exceeds a preset degree threshold value or not, and if the association degree exceeds th