Risk control strategy processing method and device for financial service, electronic equipment and storage medium
The invention discloses a risk control strategy processing method and device for financial services, electronic equipment and a storage medium. The method comprises the steps that feature data of a target user is collected, a data set is established according to preset feature dimensions, the data s...
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| creator | CHEN BEIZHEN ZHOU FENG ZHOU BO SUN KANGKANG |
| description | The invention discloses a risk control strategy processing method and device for financial services, electronic equipment and a storage medium. The method comprises the steps that feature data of a target user is collected, a data set is established according to preset feature dimensions, the data set comprises weight parameters corresponding to different preset feature dimensions, and the preset feature dimensions are business risk dimensions obtained by dividing the feature data in advance based on financial business; the weight parameter comprises a weight coefficient which is determined according to a prior rule and corresponds to the preset feature dimension; and according to the relationship between the strategy set and the data set, performing iteration to obtain a target risk control strategy. The technical problems that risk control strategies lack flexibility, strategy combination cannot be carried out, and an optimal risk control strategy combination result cannot be further obtained are solved. Th |
| format | Patent |
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The method comprises the steps that feature data of a target user is collected, a data set is established according to preset feature dimensions, the data set comprises weight parameters corresponding to different preset feature dimensions, and the preset feature dimensions are business risk dimensions obtained by dividing the feature data in advance based on financial business; the weight parameter comprises a weight coefficient which is determined according to a prior rule and corresponds to the preset feature dimension; and according to the relationship between the strategy set and the data set, performing iteration to obtain a target risk control strategy. The technical problems that risk control strategies lack flexibility, strategy combination cannot be carried out, and an optimal risk control strategy combination result cannot be further obtained are solved. Th</description><language>chi ; eng</language><subject>CALCULATING ; COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2023</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230131&DB=EPODOC&CC=CN&NR=115660822A$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,780,885,25564,76419</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230131&DB=EPODOC&CC=CN&NR=115660822A$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>CHEN BEIZHEN</creatorcontrib><creatorcontrib>ZHOU FENG</creatorcontrib><creatorcontrib>ZHOU BO</creatorcontrib><creatorcontrib>SUN KANGKANG</creatorcontrib><title>Risk control strategy processing method and device for financial service, electronic equipment and storage medium</title><description>The invention discloses a risk control strategy processing method and device for financial services, electronic equipment and a storage medium. The method comprises the steps that feature data of a target user is collected, a data set is established according to preset feature dimensions, the data set comprises weight parameters corresponding to different preset feature dimensions, and the preset feature dimensions are business risk dimensions obtained by dividing the feature data in advance based on financial business; the weight parameter comprises a weight coefficient which is determined according to a prior rule and corresponds to the preset feature dimension; and according to the relationship between the strategy set and the data set, performing iteration to obtain a target risk control strategy. The technical problems that risk control strategies lack flexibility, strategy combination cannot be carried out, and an optimal risk control strategy combination result cannot be further obtained are solved. 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The method comprises the steps that feature data of a target user is collected, a data set is established according to preset feature dimensions, the data set comprises weight parameters corresponding to different preset feature dimensions, and the preset feature dimensions are business risk dimensions obtained by dividing the feature data in advance based on financial business; the weight parameter comprises a weight coefficient which is determined according to a prior rule and corresponds to the preset feature dimension; and according to the relationship between the strategy set and the data set, performing iteration to obtain a target risk control strategy. The technical problems that risk control strategies lack flexibility, strategy combination cannot be carried out, and an optimal risk control strategy combination result cannot be further obtained are solved. Th</abstract><oa>free_for_read</oa></addata></record> |
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| subjects | CALCULATING COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
| title | Risk control strategy processing method and device for financial service, electronic equipment and storage medium |
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