Credit card fraud detection method and device based on multi-feature fusion and medium
The invention provides a credit card fraud detection method and device based on multi-feature fusion and a medium, which can effectively improve the accuracy and recall rate of fraudulent transaction prediction and greatly reduce the false positive rate of fraudulent transactions, and the method com...
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creator | HU BIYIN WANG YE YU CHENG XIE YALONG ZHOU BIN JIANG RONG LI AIPING TU HONGKUI |
description | The invention provides a credit card fraud detection method and device based on multi-feature fusion and a medium, which can effectively improve the accuracy and recall rate of fraudulent transaction prediction and greatly reduce the false positive rate of fraudulent transactions, and the method comprises the following steps: collecting cardholder information data; performing embedded representation on the basic information data, the financial operation behavior data and the credit card transaction information data of the cardholder through a feedforward neural network model, a convolutional neural network model and a Bi-LSTM model, and performing splicing to obtain a sample feature representation vector; constructing and training a generative adversarial network model; using the trained generator model to generate a simulated fraud sample, combining the simulated fraud sample to generate a new training set, constructing and training a plurality of detection base models, and combining the trained detection ba |
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subjects | CALCULATING COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES HANDLING RECORD CARRIERS PHYSICS PRESENTATION OF DATA RECOGNITION OF DATA RECORD CARRIERS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
title | Credit card fraud detection method and device based on multi-feature fusion and medium |
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