Vehicle password-free payment implementation method and device based on digital currency

The invention discloses a vehicle password-free payment implementation method and device based on digital currency, and the method comprises the steps: obtaining first information corresponding to a target vehicle which needs to be paid and is collected in a target scene, and the first information comprises a vehicle identifier of the target vehicle and/or vehicle personnel information collected by a vehicle-mounted mobile terminal on the target vehicle; acquiring second information corresponding to a bound vehicle stored in a user identity identification card in the vehicle-mounted mobile terminal, wherein the second information comprises a vehicle identifier of the bound vehicle and/or vehicle personnel information having a binding relationship with the bound vehicle; verifying the target vehicle according to the first information and the second information; and if the verification is passed, the vehicle fee is paid in a password-free manner based on a digital currency wallet which is associated and bound w