Risk control method and device of coupon, electronic equipment and computer storage medium
The invention discloses a coupon risk control method and device, electronic equipment and a computer storage medium, and can be applied to the field of network security or finance. The method comprises the following steps: acquiring equipment data corresponding to an equipment terminal when a user p...
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creator | MAI LINXIN ZHANG YONGYING SUN ZHONGJUN ZHU XIANGDONG TIAN WEI ZHOU SHIZHUAN MO JINLIN |
description | The invention discloses a coupon risk control method and device, electronic equipment and a computer storage medium, and can be applied to the field of network security or finance. The method comprises the following steps: acquiring equipment data corresponding to an equipment terminal when a user performs coupon receiving operation on the equipment terminal; the equipment data are used as input of a risk control identification model, the equipment data are processed based on the risk control identification model, a target risk factor corresponding to the equipment terminal is output, and the risk control identification model is obtained through training according to the equipment data of the equipment terminal in a historical time period; and when it is determined that the target risk factor is greater than or equal to a preset risk factor threshold, determining that the coupon receiving operation is an abnormal operation. In this way, the right of the user can be ensured in time.
本申请公开了一种优惠卷的风控方法、装置、电子设备及计算 |
format | Patent |
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本申请公开了一种优惠卷的风控方法、装置、电子设备及计算</description><subject>CALCULATING</subject><subject>COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>HANDLING RECORD CARRIERS</subject><subject>PHYSICS</subject><subject>PRESENTATION OF DATA</subject><subject>RECOGNITION OF DATA</subject><subject>RECORD CARRIERS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2022</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNqNzL0KwjAYheEuDqLew-euQ1VKHaUoTg7i5FJCclqDSb6YH6_fIF6A0xnehzOt7lcdnyTZpcCGLNKDFQmnSOGtJYiHErNntyIYyKKcloRX1t7CpS-VbH1OCBQTBzGi3Cid7byaDMJELH47q5an4607r-G5R_RCwiH13aWud02z2bftYfuP-QArRDtG</recordid><startdate>20220624</startdate><enddate>20220624</enddate><creator>MAI LINXIN</creator><creator>ZHANG YONGYING</creator><creator>SUN ZHONGJUN</creator><creator>ZHU XIANGDONG</creator><creator>TIAN WEI</creator><creator>ZHOU SHIZHUAN</creator><creator>MO JINLIN</creator><scope>EVB</scope></search><sort><creationdate>20220624</creationdate><title>Risk control method and device of coupon, electronic equipment and computer storage medium</title><author>MAI LINXIN ; ZHANG YONGYING ; SUN ZHONGJUN ; ZHU XIANGDONG ; TIAN WEI ; ZHOU SHIZHUAN ; MO JINLIN</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_CN114662988A3</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>chi ; eng</language><creationdate>2022</creationdate><topic>CALCULATING</topic><topic>COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>HANDLING RECORD CARRIERS</topic><topic>PHYSICS</topic><topic>PRESENTATION OF DATA</topic><topic>RECOGNITION OF DATA</topic><topic>RECORD CARRIERS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><toplevel>online_resources</toplevel><creatorcontrib>MAI LINXIN</creatorcontrib><creatorcontrib>ZHANG YONGYING</creatorcontrib><creatorcontrib>SUN ZHONGJUN</creatorcontrib><creatorcontrib>ZHU XIANGDONG</creatorcontrib><creatorcontrib>TIAN WEI</creatorcontrib><creatorcontrib>ZHOU SHIZHUAN</creatorcontrib><creatorcontrib>MO JINLIN</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>MAI LINXIN</au><au>ZHANG YONGYING</au><au>SUN ZHONGJUN</au><au>ZHU XIANGDONG</au><au>TIAN WEI</au><au>ZHOU SHIZHUAN</au><au>MO JINLIN</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>Risk control method and device of coupon, electronic equipment and computer storage medium</title><date>2022-06-24</date><risdate>2022</risdate><abstract>The invention discloses a coupon risk control method and device, electronic equipment and a computer storage medium, and can be applied to the field of network security or finance. The method comprises the following steps: acquiring equipment data corresponding to an equipment terminal when a user performs coupon receiving operation on the equipment terminal; the equipment data are used as input of a risk control identification model, the equipment data are processed based on the risk control identification model, a target risk factor corresponding to the equipment terminal is output, and the risk control identification model is obtained through training according to the equipment data of the equipment terminal in a historical time period; and when it is determined that the target risk factor is greater than or equal to a preset risk factor threshold, determining that the coupon receiving operation is an abnormal operation. In this way, the right of the user can be ensured in time.
本申请公开了一种优惠卷的风控方法、装置、电子设备及计算</abstract><oa>free_for_read</oa></addata></record> |
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language | chi ; eng |
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subjects | CALCULATING COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES HANDLING RECORD CARRIERS PHYSICS PRESENTATION OF DATA RECOGNITION OF DATA RECORD CARRIERS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
title | Risk control method and device of coupon, electronic equipment and computer storage medium |
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