Business risk assessment method and device, computer equipment and storage medium
The invention relates to a business risk assessment method and device in logistics business, computer equipment and a storage medium. The method comprises: obtaining a business risk assessment request in a logistics business; extracting requester identity information carried by the business risk ass...
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creator | QIN PENGFEI PENG LIRONG KUANG RONGJIE |
description | The invention relates to a business risk assessment method and device in logistics business, computer equipment and a storage medium. The method comprises: obtaining a business risk assessment request in a logistics business; extracting requester identity information carried by the business risk assessment request; searching credit investigation data and logistics business data corresponding to the identity information of the requester; and inputting the credit investigation data and the logistics business data into a preset risk assessment model to obtain a business risk assessment result. According to the invention, the application score card model constructed based on the historical logistics mailing data obtains the logistics mailing data variable, and then the logistics business data variable is fused to construct the credit investigation score card model; and then, based on the credit investigation score card model and credit investigation data and logistics business data corresponding to the requester |
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The method comprises: obtaining a business risk assessment request in a logistics business; extracting requester identity information carried by the business risk assessment request; searching credit investigation data and logistics business data corresponding to the identity information of the requester; and inputting the credit investigation data and the logistics business data into a preset risk assessment model to obtain a business risk assessment result. According to the invention, the application score card model constructed based on the historical logistics mailing data obtains the logistics mailing data variable, and then the logistics business data variable is fused to construct the credit investigation score card model; and then, based on the credit investigation score card model and credit investigation data and logistics business data corresponding to the requester</description><language>chi ; eng</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; HANDLING RECORD CARRIERS ; PHYSICS ; PRESENTATION OF DATA ; RECOGNITION OF DATA ; RECORD CARRIERS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2021</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20211203&DB=EPODOC&CC=CN&NR=113743692A$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,777,882,25545,76296</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20211203&DB=EPODOC&CC=CN&NR=113743692A$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>QIN PENGFEI</creatorcontrib><creatorcontrib>PENG LIRONG</creatorcontrib><creatorcontrib>KUANG RONGJIE</creatorcontrib><title>Business risk assessment method and device, computer equipment and storage medium</title><description>The invention relates to a business risk assessment method and device in logistics business, computer equipment and a storage medium. 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According to the invention, the application score card model constructed based on the historical logistics mailing data obtains the logistics mailing data variable, and then the logistics business data variable is fused to construct the credit investigation score card model; and then, based on the credit investigation score card model and credit investigation data and logistics business data corresponding to the requester</description><subject>CALCULATING</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>HANDLING RECORD CARRIERS</subject><subject>PHYSICS</subject><subject>PRESENTATION OF DATA</subject><subject>RECOGNITION OF DATA</subject><subject>RECORD CARRIERS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2021</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNrjZAh0Ki3OzEstLlYoyizOVkgsLgayc1PzShRyU0sy8lMUEvNSFFJSyzKTU3UUkvNzC0pLUosUUgtLMwvAqkDSxSX5RYnpqUAdKZmluTwMrGmJOcWpvFCam0HRzTXE2UM3tSA_PrW4IDE5NS-1JN7Zz9DQ2NzE2MzSyNGYGDUAB1Q4Cw</recordid><startdate>20211203</startdate><enddate>20211203</enddate><creator>QIN PENGFEI</creator><creator>PENG LIRONG</creator><creator>KUANG RONGJIE</creator><scope>EVB</scope></search><sort><creationdate>20211203</creationdate><title>Business risk assessment method and device, computer equipment and storage medium</title><author>QIN PENGFEI ; PENG LIRONG ; KUANG RONGJIE</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_CN113743692A3</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>chi ; eng</language><creationdate>2021</creationdate><topic>CALCULATING</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>HANDLING RECORD CARRIERS</topic><topic>PHYSICS</topic><topic>PRESENTATION OF DATA</topic><topic>RECOGNITION OF DATA</topic><topic>RECORD CARRIERS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><toplevel>online_resources</toplevel><creatorcontrib>QIN PENGFEI</creatorcontrib><creatorcontrib>PENG LIRONG</creatorcontrib><creatorcontrib>KUANG RONGJIE</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>QIN PENGFEI</au><au>PENG LIRONG</au><au>KUANG RONGJIE</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>Business risk assessment method and device, computer equipment and storage medium</title><date>2021-12-03</date><risdate>2021</risdate><abstract>The invention relates to a business risk assessment method and device in logistics business, computer equipment and a storage medium. The method comprises: obtaining a business risk assessment request in a logistics business; extracting requester identity information carried by the business risk assessment request; searching credit investigation data and logistics business data corresponding to the identity information of the requester; and inputting the credit investigation data and the logistics business data into a preset risk assessment model to obtain a business risk assessment result. According to the invention, the application score card model constructed based on the historical logistics mailing data obtains the logistics mailing data variable, and then the logistics business data variable is fused to construct the credit investigation score card model; and then, based on the credit investigation score card model and credit investigation data and logistics business data corresponding to the requester</abstract><oa>free_for_read</oa></addata></record> |
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subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES HANDLING RECORD CARRIERS PHYSICS PRESENTATION OF DATA RECOGNITION OF DATA RECORD CARRIERS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
title | Business risk assessment method and device, computer equipment and storage medium |
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