House loan online pre-approval method and device, medium and electronic equipment

The embodiment of the invention discloses a house loan online pre-approval method and device, a medium and electronic equipment. The method comprises the steps of obtaining declaration information ofa lender, executing a preset risk rule, and determining whether the declaration information meets a rule standard or not; if yes, determining a customer group to which the declaration information belongs according to risk characteristics included in the declaration information; performing risk assessment by adopting a pre-approval risk control model associated with the customer group to which thecustomer belongs; and if the risk assessment result is that the declaration information passes, scoring the declaration information by adopting a preset scoring card to obtain an online pre-approval result. By implementing the scheme, different pre-approval modes can be adopted for different customer groups, and the purpose of quickly and accurately pre-approving the loan is achieved. 本申请实施例公开了一种房贷的线上预审批方法、装置、介质及电子设备。所述方法包