Anti-overheating photovoltaic and photo-thermal composite utilization device

The invention provides an anti-overheating photovoltaic and photo-thermal composite utilization device. The anti-overheating photovoltaic and photo-thermal composite utilization device comprises a supporting frame, a photovoltaic cell panel, a glass cover plate, a micro-channel heat absorption plate, a heat preservation layer, a plurality of upward corrugated pipes, a plurality of downward corrugated pipes, a water inlet distribution pipe and a water outlet distribution pipe; the photovoltaic cell panel is located in the center of the supporting frame and used for converting solar energy intoelectric energy and heat energy; the glass cover plate is fixed in the supporting frame and located above the photovoltaic cell panel; the micro-channel heat absorption plate is attached to the lowerportion of the photovoltaic cell panel, and the interior of the micro-channel heat absorption plate is used for distribution and exchanging heat with heat transfer fluid; the heat preservation layer is located on the inner sid