Anti-fraud identification method and apparatus for insurance claim settlement

The invention relates to an anti-fraud identification method and an apparatus for insurance claim settlement, wherein the method comprises: after a claim settlement anti-fraud system receives a claim settlement application with the claim settlement information, determining the type of the claim sett...

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Bibliographische Detailangaben
Hauptverfasser: CHU WEIQING, GUO FANG, HAO XIAOLI, CHEN LYU, TIAN XIANGYONG, JIANG YIHUI
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention relates to an anti-fraud identification method and an apparatus for insurance claim settlement, wherein the method comprises: after a claim settlement anti-fraud system receives a claim settlement application with the claim settlement information, determining the type of the claim settlement case corresponding to the claim settlement application; obtaining a pre-trained and generated anti-fraud identification model corresponding to the claim settlement application; obtaining the risk factors for the anti-fraud identification model corresponding to the claim settlement application; obtaining from a booked financial system the risk factor information of the anti-fraud identification model corresponding to the claim settlement application; inputting the risk factor information to the anti-fraud identification model; outputting the risk index value corresponding to the claim settlement application; based on the risk index value and the preset risk processing rules, determining the risk processing ma