TWO DEVICE AUTHENTICATION FOR A CREDIT APPLICATION

TWO DEVICE AUTHENTICATION FOR A CREDIT APPLICATION

A two device authentication for a credit application is disclosed. The method accesses, via a user's computing system, a web-based credit application and provides a phone number for a user's mobile phone. Receives, on the user's mobile phone, a code from the web-based credit applicati...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: LAWRENCE, JESS, TAMMINA, MANOJ RAM, ANDERSON, CHRIS
Format: Patent
Sprache:eng ; fre
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
ELECTRIC DIGITAL DATA PROCESSING
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A two device authentication for a credit application is disclosed. The method accesses, via a user's computing system, a web-based credit application and provides a phone number for a user's mobile phone. Receives, on the user's mobile phone, a code from the web-based credit application and provides the code to the web-based credit application, the code indicative of a second device authentication of the user. Receives, at the web-based credit application, a first device identifier (ID) associated with the user's computing system, a second device ID associated with the user's mobile phone, and a user's ID. Utilizes the first device ID, the second device ID, and the user ID to obtain a user specific information useable for populating the web-based credit application; and prepopulates the web-based credit application with the user specific information.