CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT

There is provided a method that includes employing a computer to perform operations of (a) receiving, from a data source, by way of an electronic communication, a descriptor of a business, (b) matching said descriptor to data in a database, thus yielding a match, wherein said data includes a unique...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
Hauptverfasser: YUAN, XIN, DANITZ, MICHAEL ERIC, KIERZKOWSKI, KAROLINA ANNA, BASU, NIPA, BALLEW, PAUL DOUGLAS, FOLK, DON L, KRAMSKAIA, ALLA, CRIGLER, BRIAN SCOTT, NICODEMO, JOHN MARK
Format: Patent
Sprache:eng ; fre
Schlagworte:
Online-Zugang:Volltext bestellen
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
container_end_page
container_issue
container_start_page
container_title
container_volume
creator YUAN, XIN
DANITZ, MICHAEL ERIC
KIERZKOWSKI, KAROLINA ANNA
BASU, NIPA
BALLEW, PAUL DOUGLAS
FOLK, DON L
KRAMSKAIA, ALLA
CRIGLER, BRIAN SCOTT
NICODEMO, JOHN MARK
description There is provided a method that includes employing a computer to perform operations of (a) receiving, from a data source, by way of an electronic communication, a descriptor of a business, (b) matching said descriptor to data in a database, thus yielding a match, wherein said data includes a unique identifier of said business, (c) saving to a log, a signal that includes said unique identifier, (d) counting a quantity of signals that include said unique identifier in said log, thus yielding a number of said signals for said unique identifier, and (e) calculating a credit score for said business, based on said number of signals. There is also provided a system that performs the method, and a storage device that controls a processor to perform the method.
format Patent
fullrecord <record><control><sourceid>epo_EVB</sourceid><recordid>TN_cdi_epo_espacenet_CA2910974A1</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><sourcerecordid>CA2910974A1</sourcerecordid><originalsourceid>FETCH-epo_espacenet_CA2910974A13</originalsourceid><addsrcrecordid>eNrjZLBwdvRxDvVxDPH0c1dwVAgI8ndydPL08QyJVPB3Awo4hQZ7-rkGBys4uYJUuLj6ePoFhrr6hfAwsKYl5hSn8kJpbgYFN9cQZw_d1IL8-NTigsTk1LzUknhnRyNLQwNLcxNHQ2MilAAA--Unzg</addsrcrecordid><sourcetype>Open Access Repository</sourcetype><iscdi>true</iscdi><recordtype>patent</recordtype></control><display><type>patent</type><title>CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT</title><source>esp@cenet</source><creator>YUAN, XIN ; DANITZ, MICHAEL ERIC ; KIERZKOWSKI, KAROLINA ANNA ; BASU, NIPA ; BALLEW, PAUL DOUGLAS ; FOLK, DON L ; KRAMSKAIA, ALLA ; CRIGLER, BRIAN SCOTT ; NICODEMO, JOHN MARK</creator><creatorcontrib>YUAN, XIN ; DANITZ, MICHAEL ERIC ; KIERZKOWSKI, KAROLINA ANNA ; BASU, NIPA ; BALLEW, PAUL DOUGLAS ; FOLK, DON L ; KRAMSKAIA, ALLA ; CRIGLER, BRIAN SCOTT ; NICODEMO, JOHN MARK</creatorcontrib><description>There is provided a method that includes employing a computer to perform operations of (a) receiving, from a data source, by way of an electronic communication, a descriptor of a business, (b) matching said descriptor to data in a database, thus yielding a match, wherein said data includes a unique identifier of said business, (c) saving to a log, a signal that includes said unique identifier, (d) counting a quantity of signals that include said unique identifier in said log, thus yielding a number of said signals for said unique identifier, and (e) calculating a credit score for said business, based on said number of signals. There is also provided a system that performs the method, and a storage device that controls a processor to perform the method.</description><language>eng ; fre</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2014</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&amp;date=20141106&amp;DB=EPODOC&amp;CC=CA&amp;NR=2910974A1$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,309,781,886,25569,76552</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&amp;date=20141106&amp;DB=EPODOC&amp;CC=CA&amp;NR=2910974A1$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>YUAN, XIN</creatorcontrib><creatorcontrib>DANITZ, MICHAEL ERIC</creatorcontrib><creatorcontrib>KIERZKOWSKI, KAROLINA ANNA</creatorcontrib><creatorcontrib>BASU, NIPA</creatorcontrib><creatorcontrib>BALLEW, PAUL DOUGLAS</creatorcontrib><creatorcontrib>FOLK, DON L</creatorcontrib><creatorcontrib>KRAMSKAIA, ALLA</creatorcontrib><creatorcontrib>CRIGLER, BRIAN SCOTT</creatorcontrib><creatorcontrib>NICODEMO, JOHN MARK</creatorcontrib><title>CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT</title><description>There is provided a method that includes employing a computer to perform operations of (a) receiving, from a data source, by way of an electronic communication, a descriptor of a business, (b) matching said descriptor to data in a database, thus yielding a match, wherein said data includes a unique identifier of said business, (c) saving to a log, a signal that includes said unique identifier, (d) counting a quantity of signals that include said unique identifier in said log, thus yielding a number of said signals for said unique identifier, and (e) calculating a credit score for said business, based on said number of signals. There is also provided a system that performs the method, and a storage device that controls a processor to perform the method.</description><subject>CALCULATING</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>PHYSICS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2014</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNrjZLBwdvRxDvVxDPH0c1dwVAgI8ndydPL08QyJVPB3Awo4hQZ7-rkGBys4uYJUuLj6ePoFhrr6hfAwsKYl5hSn8kJpbgYFN9cQZw_d1IL8-NTigsTk1LzUknhnRyNLQwNLcxNHQ2MilAAA--Unzg</recordid><startdate>20141106</startdate><enddate>20141106</enddate><creator>YUAN, XIN</creator><creator>DANITZ, MICHAEL ERIC</creator><creator>KIERZKOWSKI, KAROLINA ANNA</creator><creator>BASU, NIPA</creator><creator>BALLEW, PAUL DOUGLAS</creator><creator>FOLK, DON L</creator><creator>KRAMSKAIA, ALLA</creator><creator>CRIGLER, BRIAN SCOTT</creator><creator>NICODEMO, JOHN MARK</creator><scope>EVB</scope></search><sort><creationdate>20141106</creationdate><title>CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT</title><author>YUAN, XIN ; DANITZ, MICHAEL ERIC ; KIERZKOWSKI, KAROLINA ANNA ; BASU, NIPA ; BALLEW, PAUL DOUGLAS ; FOLK, DON L ; KRAMSKAIA, ALLA ; CRIGLER, BRIAN SCOTT ; NICODEMO, JOHN MARK</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_CA2910974A13</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>eng ; fre</language><creationdate>2014</creationdate><topic>CALCULATING</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>PHYSICS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><toplevel>online_resources</toplevel><creatorcontrib>YUAN, XIN</creatorcontrib><creatorcontrib>DANITZ, MICHAEL ERIC</creatorcontrib><creatorcontrib>KIERZKOWSKI, KAROLINA ANNA</creatorcontrib><creatorcontrib>BASU, NIPA</creatorcontrib><creatorcontrib>BALLEW, PAUL DOUGLAS</creatorcontrib><creatorcontrib>FOLK, DON L</creatorcontrib><creatorcontrib>KRAMSKAIA, ALLA</creatorcontrib><creatorcontrib>CRIGLER, BRIAN SCOTT</creatorcontrib><creatorcontrib>NICODEMO, JOHN MARK</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>YUAN, XIN</au><au>DANITZ, MICHAEL ERIC</au><au>KIERZKOWSKI, KAROLINA ANNA</au><au>BASU, NIPA</au><au>BALLEW, PAUL DOUGLAS</au><au>FOLK, DON L</au><au>KRAMSKAIA, ALLA</au><au>CRIGLER, BRIAN SCOTT</au><au>NICODEMO, JOHN MARK</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT</title><date>2014-11-06</date><risdate>2014</risdate><abstract>There is provided a method that includes employing a computer to perform operations of (a) receiving, from a data source, by way of an electronic communication, a descriptor of a business, (b) matching said descriptor to data in a database, thus yielding a match, wherein said data includes a unique identifier of said business, (c) saving to a log, a signal that includes said unique identifier, (d) counting a quantity of signals that include said unique identifier in said log, thus yielding a number of said signals for said unique identifier, and (e) calculating a credit score for said business, based on said number of signals. There is also provided a system that performs the method, and a storage device that controls a processor to perform the method.</abstract><oa>free_for_read</oa></addata></record>
fulltext fulltext_linktorsrc
identifier
ispartof
issn
language eng ; fre
recordid cdi_epo_espacenet_CA2910974A1
source esp@cenet
subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title CALCULATING A PROBABILITY OF A BUSINESS BEING DELINQUENT
url https://sfx.bib-bvb.de/sfx_tum?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2024-12-15T09%3A10%3A58IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-epo_EVB&rft_val_fmt=info:ofi/fmt:kev:mtx:patent&rft.genre=patent&rft.au=YUAN,%20XIN&rft.date=2014-11-06&rft_id=info:doi/&rft_dat=%3Cepo_EVB%3ECA2910974A1%3C/epo_EVB%3E%3Curl%3E%3C/url%3E&disable_directlink=true&sfx.directlink=off&sfx.report_link=0&rft_id=info:oai/&rft_id=info:pmid/&rfr_iscdi=true