Loans to women = smart economics

“Table banking” may not be a complex financial concept, but it is making a difference in the lives of thousands of women and their families in rural Kenya. It’s a simple idea whereby members gather each month and literally put their money on the table, which then becomes immediately available to members as loans. The practice eliminates bank fees, waiting periods for loan approval and many other obstacles faced by women in Africa who need loans but lack collateral. The loans are used to start revenue-generating projects.