To Surcharge or Not to Surcharge: An Empirical Investigation of ATM Pricing

This paper investigates depository institutions' decisions whether or not to impose surcharges (direct usage fees) on nondepositors who use their ATMs. In addition to documenting patterns of surcharging, we examine motives for surcharging, including both direct generation of fee revenue and the...

Ausführliche Beschreibung

Bibliographische Detailangaben

Veröffentlicht in:	The review of economics and statistics 2003-11, Vol.85 (4), p.990-1002
Hauptverfasser:	Hannan, Timothy H., Kiser, Elizabeth K., Prager, Robin A., McAndrews, James J.
Format:	Artikel
Sprache:	eng
Schlagworte:	ATM ATMs Automated teller machines Bank assets Bank markets Bank service charges Coefficients Customers Economic theory Fees Marketing strategies Retail banking Studies Surcharges
Online-Zugang:	Volltext
Tags:	Tag hinzufügen Keine Tags, Fügen Sie den ersten Tag hinzu!