Dynamic array PIN:A novel approach to secure NFC electronic payment between ATM and smartphone

Near Field Communication (NFC) technology has been used recently for electronic payment between an Automated Teller Machine (ATM) and a Smartphone. It is threatened by several attacks that can steal the user personal data like the password or the Personal Identification Number (PIN). In this paper,...

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Veröffentlicht in:Information security journal. 2020-11, Vol.29 (6), p.327-340
Hauptverfasser: Chabbi, Samir, Boudour, Rachid, Semchedine, Fouzi, Chefrour, Djalel
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container_title Information security journal.
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creator Chabbi, Samir
Boudour, Rachid
Semchedine, Fouzi
Chefrour, Djalel
description Near Field Communication (NFC) technology has been used recently for electronic payment between an Automated Teller Machine (ATM) and a Smartphone. It is threatened by several attacks that can steal the user personal data like the password or the Personal Identification Number (PIN). In this paper, we present Dynamic Array PIN (DAP), a novel approach for user authentication on a Smartphone that uses NFC electronic payment with an ATM. Our analysis and experimentation prove that this technique protects against thirteen different attacks and is cost-effective in terms of required hardware, authentication time, computing power and storage space.
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subjects Arrays
ATM
Authentication
automated Teller Machine
Automated teller machines
confidentiality
Electronic banking
electronic payment
Experimentation
Near field communication
NFC
Personal identification numbers
secure element
smartphone
Smartphones
title Dynamic array PIN:A novel approach to secure NFC electronic payment between ATM and smartphone
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