Dynamic array PIN:A novel approach to secure NFC electronic payment between ATM and smartphone
Near Field Communication (NFC) technology has been used recently for electronic payment between an Automated Teller Machine (ATM) and a Smartphone. It is threatened by several attacks that can steal the user personal data like the password or the Personal Identification Number (PIN). In this paper,...
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Veröffentlicht in: | Information security journal. 2020-11, Vol.29 (6), p.327-340 |
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creator | Chabbi, Samir Boudour, Rachid Semchedine, Fouzi Chefrour, Djalel |
description | Near Field Communication (NFC) technology has been used recently for electronic payment between an Automated Teller Machine (ATM) and a Smartphone. It is threatened by several attacks that can steal the user personal data like the password or the Personal Identification Number (PIN). In this paper, we present Dynamic Array PIN (DAP), a novel approach for user authentication on a Smartphone that uses NFC electronic payment with an ATM. Our analysis and experimentation prove that this technique protects against thirteen different attacks and is cost-effective in terms of required hardware, authentication time, computing power and storage space. |
doi_str_mv | 10.1080/19393555.2020.1773583 |
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subjects | Arrays ATM Authentication automated Teller Machine Automated teller machines confidentiality Electronic banking electronic payment Experimentation Near field communication NFC Personal identification numbers secure element smartphone Smartphones |
title | Dynamic array PIN:A novel approach to secure NFC electronic payment between ATM and smartphone |
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