Spatial effect of digital financial inclusion on the urban-rural income gap in China-analysis based on path dependence
Digital financial inclusion (DFI) helps to narrow the income gap between urban and rural areas, but path dependence may lead to spatial agglomeration in the development of DFI, causing the spatial effect on the urban-rural income gap. This study mainly examines the mechanism and effect of DFI on the...
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| Veröffentlicht in: | Economic research - Ekonomska istraživanja 2023, Vol.36 (2) |
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| creator | Li, Mu-chen Feng, Si-xian Xie, Xing |
| description | Digital financial inclusion (DFI) helps to narrow the income gap between urban and rural areas, but path dependence may lead to spatial agglomeration in the development of DFI, causing the spatial effect on the urban-rural income gap. This study mainly examines the mechanism and effect of DFI on the urban-rural income gap in China, including its spatial effect issues. Results show that China's DFI has different impacts on the urban-rural income gap in the east, central, and western regions, showing evident spatial heterogeneity. In addition, the development of DFI has spatial agglomeration, and its impact on China's urban-rural income gap also has a spatial spillover effect. Moreover, the spatial effect of DFI is mainly because of the path dependence on the development of traditional finance and digital technology. The spatial correlation between them is transmitted to DFI, and the impact of digital technology development is greater. Finally, corresponding policy recommendations are proposed based on the conclusions. |
| doi_str_mv | 10.1080/1331677X.2022.2106279 |
| format | Article |
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This study mainly examines the mechanism and effect of DFI on the urban-rural income gap in China, including its spatial effect issues. Results show that China's DFI has different impacts on the urban-rural income gap in the east, central, and western regions, showing evident spatial heterogeneity. In addition, the development of DFI has spatial agglomeration, and its impact on China's urban-rural income gap also has a spatial spillover effect. Moreover, the spatial effect of DFI is mainly because of the path dependence on the development of traditional finance and digital technology. The spatial correlation between them is transmitted to DFI, and the impact of digital technology development is greater. Finally, corresponding policy recommendations are proposed based on the conclusions.</description><identifier>ISSN: 1331-677X</identifier><identifier>EISSN: 1848-9664</identifier><identifier>DOI: 10.1080/1331677X.2022.2106279</identifier><language>eng</language><publisher>Pula: Routledge</publisher><subject>Digital financial inclusion ; Digital technology ; E64; G18 ; Economic theory ; Finance ; Financial inclusion ; path dependence ; Rural areas ; Rural communities ; spatial effect ; Technology ; urban-rural income gap</subject><ispartof>Economic research - Ekonomska istraživanja, 2023, Vol.36 (2)</ispartof><rights>2022 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group. 2022</rights><rights>2022 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group. This work is licensed under the Creative Commons Attribution License http://creativecommons.org/licenses/by/4.0/ (the “License”). 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| subjects | Digital financial inclusion Digital technology E64 G18 Economic theory Finance Financial inclusion path dependence Rural areas Rural communities spatial effect Technology urban-rural income gap |
| title | Spatial effect of digital financial inclusion on the urban-rural income gap in China-analysis based on path dependence |
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