Hlavní determinanty ovlivňující poptávku po životním pojištění v České republice
This article examines the impact of demographic, economic and institutional determinants on life insurance demand in the Czech Republic between 1993 and 2015. Theoretical part discusses general characteristics of the insurance market, life insurance, its importance in the Czech Republic. It also inc...
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| Veröffentlicht in: | Politická ekonomie 2018, Vol.66 (3), p.344-365 |
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| container_title | Politická ekonomie |
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| creator | Arltová, Markéta Kábrt, Tomáš |
| description | This article examines the impact of demographic, economic and institutional determinants on
life insurance demand in the Czech Republic between 1993 and 2015. Theoretical part discusses
general characteristics of the insurance market, life insurance, its importance in the Czech Republic.
It also includes detailed research of historical studies and articles. In empirical part is surveyed an
influence of determinants on life insurance demand, using econometric models based on time
series and principal component analysis. We used autoregressive distributed lag model, which
defines short-term relationships between principal components and an error correction model,
which examines long-term relationships between time series. It was found that an increase in
average wage and banking sector size had a positive impact on life insurance demand and an
increase in young dependency ratio, old dependency ratio, interest rate and net national savings
had a negative impact on life insurance demand. Number of tertiary educated people, public
sector size, and consumer spending were classified as insignificant variables. |
| format | Article |
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life insurance demand in the Czech Republic between 1993 and 2015. Theoretical part discusses
general characteristics of the insurance market, life insurance, its importance in the Czech Republic.
It also includes detailed research of historical studies and articles. In empirical part is surveyed an
influence of determinants on life insurance demand, using econometric models based on time
series and principal component analysis. We used autoregressive distributed lag model, which
defines short-term relationships between principal components and an error correction model,
which examines long-term relationships between time series. It was found that an increase in
average wage and banking sector size had a positive impact on life insurance demand and an
increase in young dependency ratio, old dependency ratio, interest rate and net national savings
had a negative impact on life insurance demand. Number of tertiary educated people, public
sector size, and consumer spending were classified as insignificant variables.</description><identifier>ISSN: 0032-3233</identifier><identifier>EISSN: 2336-8225</identifier><language>cze ; eng</language><publisher>Prague: Vysoká škola ekonomická v Praze</publisher><subject>Banking ; Consumer spending ; Dependency ; Econometrics ; Economy ; Government spending ; Interest rates ; Life insurance ; National savings ; Principal components analysis ; Public sector ; Regression analysis ; Savings ; Social Sciences ; Time series</subject><ispartof>Politická ekonomie, 2018, Vol.66 (3), p.344-365</ispartof><rights>Copyright Vysoká Skola Ekonomická 2018</rights><lds50>peer_reviewed</lds50><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Uhttps://www.ceeol.com//api/image/getissuecoverimage?id=picture_2018_41628.jpg</thumbnail><link.rule.ids>314,776,780,4009,27845</link.rule.ids></links><search><creatorcontrib>Arltová, Markéta</creatorcontrib><creatorcontrib>Kábrt, Tomáš</creatorcontrib><title>Hlavní determinanty ovlivňující poptávku po životním pojištění v České republice</title><title>Politická ekonomie</title><addtitle>Political Economy</addtitle><description>This article examines the impact of demographic, economic and institutional determinants on
life insurance demand in the Czech Republic between 1993 and 2015. Theoretical part discusses
general characteristics of the insurance market, life insurance, its importance in the Czech Republic.
It also includes detailed research of historical studies and articles. In empirical part is surveyed an
influence of determinants on life insurance demand, using econometric models based on time
series and principal component analysis. We used autoregressive distributed lag model, which
defines short-term relationships between principal components and an error correction model,
which examines long-term relationships between time series. It was found that an increase in
average wage and banking sector size had a positive impact on life insurance demand and an
increase in young dependency ratio, old dependency ratio, interest rate and net national savings
had a negative impact on life insurance demand. Number of tertiary educated people, public
sector size, and consumer spending were classified as insignificant variables.</description><subject>Banking</subject><subject>Consumer spending</subject><subject>Dependency</subject><subject>Econometrics</subject><subject>Economy</subject><subject>Government spending</subject><subject>Interest rates</subject><subject>Life insurance</subject><subject>National savings</subject><subject>Principal components analysis</subject><subject>Public sector</subject><subject>Regression analysis</subject><subject>Savings</subject><subject>Social Sciences</subject><subject>Time series</subject><issn>0032-3233</issn><issn>2336-8225</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2018</creationdate><recordtype>article</recordtype><sourceid>REL</sourceid><sourceid>7TQ</sourceid><recordid>eNpFj89Kw0AQxhdRsNS-gYeA58DszubPHqWoFQq99CiUbDKFpGk25s-Cb-DBN_DUo4e-gpc07-VKBU_zzczv-4a5YBOBGPqxEMElmwCg8NFNrtmsbQsAECDjOBQT9rIoE1sNRy-jjpp9XiVV9-YZW-Z2fO-L4Zi6XW3qbjjYXe-UN37n1nTOsnddkY-H7vT5G2C90we1u-HLa6judZmndMOutknZ0uyvTtn68WE9X_jL1dPz_H7pp1JJHyGKpJYqTSWKkDIORFpqjkoDhcCzgMcCtSL3jYwAoiDSMtYoMiTcOm7K7s6xdWNee2q7TWH6pnIXNwIUFwHHQDrq9kylRKb8R0IlQx7jD0LFYgI</recordid><startdate>2018</startdate><enddate>2018</enddate><creator>Arltová, Markéta</creator><creator>Kábrt, Tomáš</creator><general>Vysoká škola ekonomická v Praze</general><general>Prague University of Economics and Business</general><general>Vysoká Skola Ekonomická</general><scope>AE2</scope><scope>BIXPP</scope><scope>REL</scope><scope>7TQ</scope><scope>8BJ</scope><scope>DHY</scope><scope>DON</scope><scope>FQK</scope><scope>JBE</scope></search><sort><creationdate>2018</creationdate><title>Hlavní determinanty ovlivňující poptávku po životním pojištění v České republice</title><author>Arltová, Markéta ; Kábrt, Tomáš</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c494-30774b49cc4326ed10eeb4b139b0e601d51823b9e8224700757b48b32d3e3fb13</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>cze ; eng</language><creationdate>2018</creationdate><topic>Banking</topic><topic>Consumer spending</topic><topic>Dependency</topic><topic>Econometrics</topic><topic>Economy</topic><topic>Government spending</topic><topic>Interest rates</topic><topic>Life insurance</topic><topic>National savings</topic><topic>Principal components analysis</topic><topic>Public sector</topic><topic>Regression analysis</topic><topic>Savings</topic><topic>Social Sciences</topic><topic>Time series</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Arltová, Markéta</creatorcontrib><creatorcontrib>Kábrt, Tomáš</creatorcontrib><collection>Central and Eastern European Online Library (C.E.E.O.L.) (DFG Nationallizenzen)</collection><collection>CEEOL: Open Access</collection><collection>Central and Eastern European Online Library</collection><collection>PAIS Index</collection><collection>International Bibliography of the Social Sciences (IBSS)</collection><collection>PAIS International</collection><collection>PAIS International (Ovid)</collection><collection>International Bibliography of the Social Sciences</collection><collection>International Bibliography of the Social Sciences</collection><jtitle>Politická ekonomie</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Arltová, Markéta</au><au>Kábrt, Tomáš</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Hlavní determinanty ovlivňující poptávku po životním pojištění v České republice</atitle><jtitle>Politická ekonomie</jtitle><addtitle>Political Economy</addtitle><date>2018</date><risdate>2018</risdate><volume>66</volume><issue>3</issue><spage>344</spage><epage>365</epage><pages>344-365</pages><issn>0032-3233</issn><eissn>2336-8225</eissn><abstract>This article examines the impact of demographic, economic and institutional determinants on
life insurance demand in the Czech Republic between 1993 and 2015. Theoretical part discusses
general characteristics of the insurance market, life insurance, its importance in the Czech Republic.
It also includes detailed research of historical studies and articles. In empirical part is surveyed an
influence of determinants on life insurance demand, using econometric models based on time
series and principal component analysis. We used autoregressive distributed lag model, which
defines short-term relationships between principal components and an error correction model,
which examines long-term relationships between time series. It was found that an increase in
average wage and banking sector size had a positive impact on life insurance demand and an
increase in young dependency ratio, old dependency ratio, interest rate and net national savings
had a negative impact on life insurance demand. Number of tertiary educated people, public
sector size, and consumer spending were classified as insignificant variables.</abstract><cop>Prague</cop><pub>Vysoká škola ekonomická v Praze</pub><tpages>22</tpages><oa>free_for_read</oa></addata></record> |
| fulltext | fulltext |
| identifier | ISSN: 0032-3233 |
| ispartof | Politická ekonomie, 2018, Vol.66 (3), p.344-365 |
| issn | 0032-3233 2336-8225 |
| language | cze ; eng |
| recordid | cdi_ceeol_journals_694618 |
| source | PAIS Index; EZB-FREE-00999 freely available EZB journals |
| subjects | Banking Consumer spending Dependency Econometrics Economy Government spending Interest rates Life insurance National savings Principal components analysis Public sector Regression analysis Savings Social Sciences Time series |
| title | Hlavní determinanty ovlivňující poptávku po životním pojištění v České republice |
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