The Value of Big Data for Credit Scoring: Enhancing Financial Inclusion using Mobile Phone Data and Social Network Analytics

Credit scoring is without a doubt one of the oldest applications of analytics. In recent years, a multitude of sophisticated classification techniques have been developed to improve the statistical performance of credit scoring models. Instead of focusing on the techniques themselves, this paper lev...

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Veröffentlicht in:	arXiv.org 2020-02
Hauptverfasser:	Óskarsdóttir, María, Bravo, Cristián, Sarraute, Carlos, Vanthienen, Jan, Baesens, Bart
Format:	Artikel
Sprache:	eng
Schlagworte:	Big Data Computer Science - Computers and Society Computer Science - Learning Computer Science - Social and Information Networks Credit scoring Data retrieval Economic analysis Economic models Financial inclusion Impact analysis Mathematical analysis Scoring models Social networks Statistics - Machine Learning
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